Services
Plans Plus is proud to offer a true one-stop paraplanning and back-office administration support service to our clients.
We offer three distinct service levels:
Plans Plus Back-Office (PPBO)
Plans Plus Back-Office service can cost-effectively complete any administrative functions for your business including, but not limited to:
- CRM Data Entry
- Product Research Calls/Data Entry
- Online Application Completion
- Fee Disclosure Statements
- Collation of Information for Annual Reviews
- Any other Administration Tasks as Required.
Plans Plus Lite (PPL)
Plans Plus Lite is a no-frills and extremely cost-effective SoA-writing only service. Typical documents prepared under the Plans Plus Lite service would include:
- Records of Advice
- Execution-only Documents
- Limited Scope SoAs:
- Statements of Additional Advice
- Super Consolidation
- Risk only
- Super/Risk, etc
- No more than 4 Strategy Issues
- Single Entities only
Plans Plus Premium (PPP)
Plans Plus Premium is a traditional, comprehensive full-service paraplanning offering.
Plans Plus Premium staff are all senior paraplanners with a minimum of three years’ experience writing SoA for a variety of Licensees.
Services offered by our PPP service include:
- Recommendations for Multiple Entities
- Sophisticated Strategies
- Strategy Discussion Papers
- Complex modelling for up to 30 years
- Modelling for Multiple Entities
- Input by Paraplanners in relation to appropriate strategies
- Template Design/Review
- Any other paraplanner/technical tasks as may be required.
The table below outlines typical SoA documents written under both the Plans Plus Lite and Plans Plus Premium services:
| Strategy | Plans Plus Lite | Plans Plus Premium * |
| Risk Management | ||
|---|---|---|
| Life/TPD |  |
|
| Income Protection Cover | |
|
| Trauma Cover | |
|
| Buy/Sell/Other Business Insurance |  |
|
| Investment Switch Only | ||
| Investment Switch Recommendations | |
|
| CGT Calculations/Minimisation | |
|
| Super | ||
| Super Rollover/Consolidation | |
|
| Salary Sacrifice | |
|
| Personal Concessional Contributions | |
|
| Non-concessional contributions | |
|
| Spouse contributions | |
|
| SMSF Establishment | |
|
| UK Pension Transfers | |
|
| Defined benefit super (modelling) | |
|
| Constitutionally Protected Funds (modelling or recommendations) | |
|
| Small Business CGT Concessions | |
|
| Retirement capital adequacy projections | |
|
| Contributions to untaxed funds to change tax components | |
|
| Recontribution strategies | |
|
| Anti-detriment payments | |
|
| Income Streams | ||
| Account Based Pensions | |
|
| Transition to Retirement | |
|
| Immediate annuities | |
|
| Miscellaneous Other Strategies | ||
| Managed Funds – both lump sum and ongoing contributions | |
|
| Establishment of an emergency fund | |
|
| Estate planning (includes Wills, EPAs & BDBN) | |
|
| Income Support Entitlements | |
|
| Aged Care Accommodation strategies | |
|
| Gearing | |
|
| Agribusiness Projects | |
|
| Debt Recycling | |
|
| Salary Packaging (Non-Super) | |
|
| Fringe Benefits Tax or FBT Concessions | |
|
| Redundancy Payments (either Calculations or Tax Implications) | |
|
| Capital Gains Tax Calculations | |
|
| Single SoAs Incorporating Recommendations for Multiple Entities (excluding couples) | |
|
| Establishment of Entities (eg: SMSF, Trust or Company) | |
|
| Modelling | ||
| Modelling ≤ 5 yrs (Individual/Couple) – Single Scenario |  |
|
| Modelling ≤ 5 yrs (Individual/Couple) – Multiple Scenarios | |
|
| Modelling ≤ 5 yrs (SMSF/Trust/Company) | |
|
| Modelling ≥ 5 yrs (Individual/Couple or Other Entity) | |
|
*Please note that the list of available strategies for Plans Plus Premium is not exhaustive.